When times are for savings we are all more sensitive to money movements, not only by inputs but also by outputs. Briefly, wages do not rise but expenditures do not stop rising, not because new batches of needs have arisen, but because taxes and inflation are in charge of increasing their weight in the family budget.
It is precisely on the expenditure that we have to devote more and more attention to our needs, advising the need for them and the possibility of replacing them. Being smart is being able to keep all existing quality of life at lower prices.
Seek to Motivate Yourself If You Want to Save Money
As a general rule, when talking about Personal Finance, attention is focused on reducing expenses as a solution to the financial balance, which is true, however, is not the most motivating.
If you think that to save 50 euros a month you will have to stop dining every weekend in the restaurant with your family, this denial will have more impact depending on the satisfaction that this weekly moment gives you. If you enjoy dining out over the weekend with your family then failing to do so will not be a motivator for your personal finances as you will feel a void in your personal satisfaction.
Find the Balance!
The key is finding a balance between motivation, personal satisfaction and savings, such as choosing a new restaurant that allows you to get together weekly and gives you the same satisfaction at lower prices, or even restaurant with a free socializing program, like for example, to exchange the dinner for an outdoor picnic during the day on a weekend and in the following one the famous trip to the restaurant.
The possibilities are immense and all of them do not need to lower your standard of living and here are some that you can start doing today and you will see that not only will you have greater personal satisfaction but will also save money on them in a motivating way.
Saving Money on the Electricity Bill
There is a very short time ago was the month of hits in the electric bill and we all feel like we have been irresponsible with using it. Fortunately, for some years now I have devoted part of my attention to home energy consumption, having significantly reduced the electric bill by installing energy saving lamps and teaching some tricks, such as:
- Never turn on the light during the day because we have the light of it,
- Only one bulb per division should be on and only if one is in the same;
- To move between rooms it is not necessary to turn on the hall light,
- No to presence lights, such as standby TVs;
- Toasters, microwaves, electric ovens only plug in if needed;
- Sometimes a candlelight dinner is romantic, different and always tastes good;
Save Money on Water Invoice
Here is more about future generations. It does not make sense, so much waste of water, not only at the level of domestic consumption but also at industrial level. There are small tips that make it easier to consume water and allow you to save a few euros each month. Yes the savings are tiny in water issues, but the benefits and associated liability is of unparalleled magnitude.
There are also some home rules that work very well, such as:
- Quick shower;
- Glass of Water to wash your teeth and not running water;
- Bottle of sand in the toilet repository;
- Dishwasher only with full load.
They are small tips that work very well and do not eliminate daily hygiene habits. For example, in showers, you should only let the water run when you need it, ie before you lather and after, because while soaking does not need water.